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		<title>San Diego City-County Reinvestment Task Force</title>
		<link><![CDATA[https://sandiegortf.org]]></link>
		<description><![CDATA[San Diego City-County Reinvestment Task Force]]></description>
		<lastBuildDate><![CDATA[Wed, 29 Jan 2020 02:15:25 +0000]]></lastBuildDate>
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			<guid><![CDATA[https://sandiegortf.org/national-fair-housing-alliance-reports-banks-are-not-maintaining-or-marketing-reos/]]></guid>
			<link><![CDATA[https://sandiegortf.org/national-fair-housing-alliance-reports-banks-are-not-maintaining-or-marketing-reos/]]></link>
			<title>National Fair Housing Alliance Reports “Banks Are Not Maintaining or Marketing REOs”</title>
			<pubDate><![CDATA[Wed, 29 Jan 2020 02:15:25 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://sandiegortf.org/waiting-for-change-dual-tracking-and-home-foreclosure-the-first-report-of-the-california-monitor/]]></guid>
			<link><![CDATA[https://sandiegortf.org/waiting-for-change-dual-tracking-and-home-foreclosure-the-first-report-of-the-california-monitor/]]></link>
			<title>Waiting for Change: Dual Tracking and Home Foreclosure-The First Report of the California Monitor</title>
			<pubDate><![CDATA[Wed, 29 Jan 2020 02:12:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/california-agencies-issue-alert-on-mortgage-loan-modification-scams/]]></guid>
			<link><![CDATA[https://sandiegortf.org/california-agencies-issue-alert-on-mortgage-loan-modification-scams/]]></link>
			<title>California Agencies Issue Alert on Mortgage Loan Modification Scams</title>
			<pubDate><![CDATA[Wed, 29 Jan 2020 02:11:28 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/ags-office-issues-rfp-for-homeowner-assistance-grant-program-of-10-4-million/]]></guid>
			<link><![CDATA[https://sandiegortf.org/ags-office-issues-rfp-for-homeowner-assistance-grant-program-of-10-4-million/]]></link>
			<title>AG&#8217;s office issues RFP for Homeowner Assistance Grant program of $10.4 million</title>
			<pubDate><![CDATA[Wed, 29 Jan 2020 02:07:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/dollars-to-date-the-california-mortgage-agreement-second-report-of-the-california-monitor-3/]]></guid>
			<link><![CDATA[https://sandiegortf.org/dollars-to-date-the-california-mortgage-agreement-second-report-of-the-california-monitor-3/]]></link>
			<title>Dollars to Date: The California Mortgage Agreement-Second Report of the California Monitor</title>
			<pubDate><![CDATA[Wed, 29 Jan 2020 02:05:15 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/new-report-california-in-crisis-how-wells-fargos-foreclosure-pipeline-is-damaging-local-communities/]]></guid>
			<link><![CDATA[https://sandiegortf.org/new-report-california-in-crisis-how-wells-fargos-foreclosure-pipeline-is-damaging-local-communities/]]></link>
			<title>New Report &#8211; California in Crisis: How Wells Fargo&#8217;s Foreclosure Pipeline Is Damaging Local Communities</title>
			<pubDate><![CDATA[Wed, 29 Jan 2020 01:56:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/cra-action-quarterly-mergers-exams-and-closures/]]></guid>
			<link><![CDATA[https://sandiegortf.org/cra-action-quarterly-mergers-exams-and-closures/]]></link>
			<title>CRA Action: Quarterly Mergers, Exams and Closures</title>
			<pubDate><![CDATA[Wed, 29 Jan 2020 01:54:37 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/fico-study-reveals-rising-demand-for-credit/]]></guid>
			<link><![CDATA[https://sandiegortf.org/fico-study-reveals-rising-demand-for-credit/]]></link>
			<title>FICO Study Reveals Rising Demand for Credit</title>
			<pubDate><![CDATA[Wed, 23 Jan 2013 23:09:52 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/cfpb-releases-qualified-mortgage-criteria-establishes-legal-protections/]]></guid>
			<link><![CDATA[https://sandiegortf.org/cfpb-releases-qualified-mortgage-criteria-establishes-legal-protections/]]></link>
			<title>CFPB Releases Qualified Mortgage Criteria, Establishes Legal Protections</title>
			<pubDate><![CDATA[Wed, 23 Jan 2013 22:08:57 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/report-bofa-planning-to-unload-another-100b-in-servicing-rights/]]></guid>
			<link><![CDATA[https://sandiegortf.org/report-bofa-planning-to-unload-another-100b-in-servicing-rights/]]></link>
			<title>Report: BofA Planning to Unload Another $100B in Servicing Rights</title>
			<pubDate><![CDATA[Wed, 23 Jan 2013 21:54:39 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/california-foreclosure-starts-inch-up-again/]]></guid>
			<link><![CDATA[https://sandiegortf.org/california-foreclosure-starts-inch-up-again/]]></link>
			<title>California Foreclosure Starts Inch Up Again</title>
			<pubDate><![CDATA[Wed, 20 Apr 2016 14:59:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/cfpb-expands-home-mortgage-reporting-rules/]]></guid>
			<link><![CDATA[https://sandiegortf.org/cfpb-expands-home-mortgage-reporting-rules/]]></link>
			<title>CFPB Expands Home Mortgage Reporting Rules</title>
			<pubDate><![CDATA[Wed, 20 Apr 2016 14:59:01 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/news-roundup-mortgage-rates-cfpb-survey-local-taxes-and-all-cash-home-sales/]]></guid>
			<link><![CDATA[https://sandiegortf.org/news-roundup-mortgage-rates-cfpb-survey-local-taxes-and-all-cash-home-sales/]]></link>
			<title>News Roundup: Mortgage rates, CFPB survey, local taxes and all-cash home sales</title>
			<pubDate><![CDATA[Wed, 20 Apr 2016 14:58:36 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/east-coast-banks-prosecuted-for-redlining/]]></guid>
			<link><![CDATA[https://sandiegortf.org/east-coast-banks-prosecuted-for-redlining/]]></link>
			<title>East Coast Banks Prosecuted for Redlining</title>
			<pubDate><![CDATA[Wed, 20 Apr 2016 14:58:23 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/contact-us/]]></guid>
			<link><![CDATA[https://sandiegortf.org/contact-us/]]></link>
			<title>Contact Us</title>
			<pubDate><![CDATA[Wed, 15 Apr 2020 00:47:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/senators-revive-refinance-bill/]]></guid>
			<link><![CDATA[https://sandiegortf.org/senators-revive-refinance-bill/]]></link>
			<title>Senators Revive Refinance Bill</title>
			<pubDate><![CDATA[Wed, 13 Feb 2013 01:27:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/federal-housing-finance-administration-details-objectives-for-2013/]]></guid>
			<link><![CDATA[https://sandiegortf.org/federal-housing-finance-administration-details-objectives-for-2013/]]></link>
			<title>Federal Housing Finance Administration Details Objectives for 2013</title>
			<pubDate><![CDATA[Wed, 06 Mar 2013 22:00:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/qm-critics-mortgage-rule-to-set-up-another-meltdown/]]></guid>
			<link><![CDATA[https://sandiegortf.org/qm-critics-mortgage-rule-to-set-up-another-meltdown/]]></link>
			<title>QM Critics: Mortgage Rule to Set Up Another Meltdown</title>
			<pubDate><![CDATA[Wed, 06 Mar 2013 21:46:06 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/upcoming-first-time-homebuyer-workshops/]]></guid>
			<link><![CDATA[https://sandiegortf.org/upcoming-first-time-homebuyer-workshops/]]></link>
			<title>Upcoming First-Time Homebuyer Workshops</title>
			<pubDate><![CDATA[Wed, 02 Jul 2014 01:13:19 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/wells-fargo-ranked-top-originator-for-commercialmultifamily-mortgages/]]></guid>
			<link><![CDATA[https://sandiegortf.org/wells-fargo-ranked-top-originator-for-commercialmultifamily-mortgages/]]></link>
			<title>Wells Fargo Ranked Top Originator for Commercial/Multifamily Mortgages</title>
			<pubDate><![CDATA[Tue, 26 Mar 2013 23:35:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/chase-changes-policies-regarding-payday-lenders/]]></guid>
			<link><![CDATA[https://sandiegortf.org/chase-changes-policies-regarding-payday-lenders/]]></link>
			<title>Chase Changes Policies Regarding Payday Lenders</title>
			<pubDate><![CDATA[Tue, 26 Mar 2013 00:05:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/hud-census-release-survey-on-multifamily-housing-characteristics/]]></guid>
			<link><![CDATA[https://sandiegortf.org/hud-census-release-survey-on-multifamily-housing-characteristics/]]></link>
			<title>HUD, Census Release Survey on Multifamily Housing Characteristics</title>
			<pubDate><![CDATA[Tue, 19 Mar 2013 23:12:54 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/study-finds-evidence-of-gender-discrimination-in-loan-approvals/]]></guid>
			<link><![CDATA[https://sandiegortf.org/study-finds-evidence-of-gender-discrimination-in-loan-approvals/]]></link>
			<title>Study Finds Evidence of Gender Discrimination in Loan Approvals</title>
			<pubDate><![CDATA[Tue, 19 Mar 2013 21:23:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/freddie-mac-sees-room-for-growth-in-housing/]]></guid>
			<link><![CDATA[https://sandiegortf.org/freddie-mac-sees-room-for-growth-in-housing/]]></link>
			<title>Freddie Mac Sees Room for Growth in Housing</title>
			<pubDate><![CDATA[Tue, 19 Feb 2013 17:46:16 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/reminder-special-rtf-meeting-on-thursday-february-14-2013-200-400-pm/]]></guid>
			<link><![CDATA[https://sandiegortf.org/reminder-special-rtf-meeting-on-thursday-february-14-2013-200-400-pm/]]></link>
			<title>REMINDER: SPECIAL RTF MEETING ON THURSDAY, FEBRUARY 14, 2013 2:00-4:00 PM</title>
			<pubDate><![CDATA[Tue, 12 Feb 2013 18:55:09 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/union-bank-releases-request-for-proposals-for-housing-counseling-funding/]]></guid>
			<link><![CDATA[https://sandiegortf.org/union-bank-releases-request-for-proposals-for-housing-counseling-funding/]]></link>
			<title>Union Bank Releases Request For Proposals for Housing Counseling Funding</title>
			<pubDate><![CDATA[Tue, 12 Feb 2013 01:30:26 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/justice-department-sues-standard-poors-over-pre-crisis-ratings/]]></guid>
			<link><![CDATA[https://sandiegortf.org/justice-department-sues-standard-poors-over-pre-crisis-ratings/]]></link>
			<title>Justice Department Sues Standard &#038; Poor&#8217;s Over Pre-Crisis Ratings</title>
			<pubDate><![CDATA[Tue, 12 Feb 2013 01:18:50 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/survey-homeownership-important-to-96-of-americans/]]></guid>
			<link><![CDATA[https://sandiegortf.org/survey-homeownership-important-to-96-of-americans/]]></link>
			<title>Survey: Homeownership Important to 96% of Americans</title>
			<pubDate><![CDATA[Tue, 12 Feb 2013 00:52:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/trulia-asking-prices-up-on-single-family-homes-rents-fall-flat/]]></guid>
			<link><![CDATA[https://sandiegortf.org/trulia-asking-prices-up-on-single-family-homes-rents-fall-flat/]]></link>
			<title>Trulia: Asking Prices Up on Single-Family Homes, Rents Fall Flat</title>
			<pubDate><![CDATA[Tue, 09 Apr 2013 23:43:07 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/new-survey-of-housing-counselors-reveals-banks-violate-national-mortgage-settlement-and-ca-homeowners-bill-of-rights-legislation/]]></guid>
			<link><![CDATA[https://sandiegortf.org/new-survey-of-housing-counselors-reveals-banks-violate-national-mortgage-settlement-and-ca-homeowners-bill-of-rights-legislation/]]></link>
			<title>New Survey of Housing Counselors Reveals Banks Violate National Mortgage Settlement and CA Homeowners Bill of Rights Legislation</title>
			<pubDate><![CDATA[Tue, 09 Apr 2013 21:51:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/support-sb-515-state-payday-reform/]]></guid>
			<link><![CDATA[https://sandiegortf.org/support-sb-515-state-payday-reform/]]></link>
			<title>SUPPORT SB 515 State Payday Reform</title>
			<pubDate><![CDATA[Tue, 09 Apr 2013 18:34:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/credit-union-earnings-rise-to-all-time-high-in-2012/]]></guid>
			<link><![CDATA[https://sandiegortf.org/credit-union-earnings-rise-to-all-time-high-in-2012/]]></link>
			<title>Credit Union Earnings Rise to All-Time High in 2012</title>
			<pubDate><![CDATA[Tue, 05 Mar 2013 19:07:31 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/fannie-mae-federal-budget-woes-unlikely-to-stop-growth/]]></guid>
			<link><![CDATA[https://sandiegortf.org/fannie-mae-federal-budget-woes-unlikely-to-stop-growth/]]></link>
			<title>Fannie Mae: Federal Budget Woes Unlikely to Stop Growth</title>
			<pubDate><![CDATA[Thu, 28 Feb 2013 18:48:38 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/cfpb-announces-rules-to-reform-originator-compensation/]]></guid>
			<link><![CDATA[https://sandiegortf.org/cfpb-announces-rules-to-reform-originator-compensation/]]></link>
			<title>CFPB Announces Rules to Reform Originator Compensation</title>
			<pubDate><![CDATA[Thu, 24 Jan 2013 00:06:13 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/california-may-9-2013-report-on-overall-u-s-foreclosure-activity-2/]]></guid>
			<link><![CDATA[https://sandiegortf.org/california-may-9-2013-report-on-overall-u-s-foreclosure-activity-2/]]></link>
			<title>April 2013 Report on Overall U.S. Foreclosure Activity</title>
			<pubDate><![CDATA[Thu, 21 Nov 2013 23:46:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/new-foreclosure-prevention-guidelines-and-activity/]]></guid>
			<link><![CDATA[https://sandiegortf.org/new-foreclosure-prevention-guidelines-and-activity/]]></link>
			<title>April 2013 California Property Report</title>
			<pubDate><![CDATA[Thu, 21 Nov 2013 23:34:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/your-new-landlord-works-on-wall-street-hedge-funds-are-snatching-up-rental-homes-at-an-alarming-rate/]]></guid>
			<link><![CDATA[https://sandiegortf.org/your-new-landlord-works-on-wall-street-hedge-funds-are-snatching-up-rental-homes-at-an-alarming-rate/]]></link>
			<title>Your New Landlord Works on Wall Street Hedge Funds are Snatching up Rental Homes at an Alarming Rate</title>
			<pubDate><![CDATA[Thu, 21 Feb 2013 00:05:30 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/capital-economics-no-signs-of-imminent-slowdown-in-housing/]]></guid>
			<link><![CDATA[https://sandiegortf.org/capital-economics-no-signs-of-imminent-slowdown-in-housing/]]></link>
			<title>Capital Economics: &#8216;No Signs of Imminent Slowdown&#8217; in Housing</title>
			<pubDate><![CDATA[Thu, 14 Mar 2013 23:56:05 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/fed-governor-consumer-protections-may-come-with-a-cost/]]></guid>
			<link><![CDATA[https://sandiegortf.org/fed-governor-consumer-protections-may-come-with-a-cost/]]></link>
			<title>Fed Governor: Consumer Protections May Come with a Cost</title>
			<pubDate><![CDATA[Thu, 14 Mar 2013 22:39:26 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/]]></guid>
			<link><![CDATA[https://sandiegortf.org/]]></link>
			<title>Home</title>
			<pubDate><![CDATA[Thu, 12 Oct 2023 16:51:34 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/white-house-lowers-insurance-premiums-on-fha-mortgages/]]></guid>
			<link><![CDATA[https://sandiegortf.org/white-house-lowers-insurance-premiums-on-fha-mortgages/]]></link>
			<title>White House Lowers Insurance Premiums on FHA Mortgages</title>
			<pubDate><![CDATA[Thu, 08 Jan 2015 21:03:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/meetings/]]></guid>
			<link><![CDATA[https://sandiegortf.org/meetings/]]></link>
			<title>Meetings</title>
			<pubDate><![CDATA[Mon, 23 Mar 2026 23:30:12 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/latest-california-reinvestment-coalition-foreclosure-counselor-survey/]]></guid>
			<link><![CDATA[https://sandiegortf.org/latest-california-reinvestment-coalition-foreclosure-counselor-survey/]]></link>
			<title>Latest California Reinvestment Coalition Foreclosure Counselor Survey</title>
			<pubDate><![CDATA[Mon, 11 Feb 2013 23:58:28 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/fha-announces-imminent-reforms-to-rebuild-capital/]]></guid>
			<link><![CDATA[https://sandiegortf.org/fha-announces-imminent-reforms-to-rebuild-capital/]]></link>
			<title>FHA Announces Imminent Reforms to Rebuild Capital</title>
			<pubDate><![CDATA[Mon, 11 Feb 2013 23:07:09 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/banks-with-assets-over-5-billion-undergoing-cra-exams-quarter-1-2013/]]></guid>
			<link><![CDATA[https://sandiegortf.org/banks-with-assets-over-5-billion-undergoing-cra-exams-quarter-1-2013/]]></link>
			<title>Banks with Assets Over $5 Billion Undergoing CRA Exams &#8211; Quarter 1, 2013</title>
			<pubDate><![CDATA[Mon, 11 Feb 2013 19:28:38 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/reports-reject-claims-of-possible-housing-bubble/]]></guid>
			<link><![CDATA[https://sandiegortf.org/reports-reject-claims-of-possible-housing-bubble/]]></link>
			<title>Reports Reject Claims of Possible Housing Bubble</title>
			<pubDate><![CDATA[Fri, 22 Nov 2013 00:27:05 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/payday-lending-bill-stalls-in-sacramento/]]></guid>
			<link><![CDATA[https://sandiegortf.org/payday-lending-bill-stalls-in-sacramento/]]></link>
			<title>Payday Lending Bill Stalls in Sacramento</title>
			<pubDate><![CDATA[Fri, 22 Nov 2013 00:16:54 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/federal-housing-finance-agency-announces-home-affordable-refinance-program-extension-to-2015/]]></guid>
			<link><![CDATA[https://sandiegortf.org/federal-housing-finance-agency-announces-home-affordable-refinance-program-extension-to-2015/]]></link>
			<title>Federal Housing Finance Agency Announces Home Affordable Refinance Program Extension to 2015</title>
			<pubDate><![CDATA[Fri, 12 Apr 2013 22:57:09 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/update-senate-bill-515/]]></guid>
			<link><![CDATA[https://sandiegortf.org/update-senate-bill-515/]]></link>
			<title>UPDATE: Senate Bill 515</title>
			<pubDate><![CDATA[Fri, 12 Apr 2013 22:51:41 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://sandiegortf.org/about-us/]]></guid>
			<link><![CDATA[https://sandiegortf.org/about-us/]]></link>
			<title>About Us</title>
			<pubDate><![CDATA[Fri, 06 Jun 2025 17:50:46 +0000]]></pubDate>
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