The RTF is co-sponsoring two Saturdays of free first-time homebuyer workshops. Money Management Intl. and sponsors US Bank and the County of San Diego will hold the workshop in Santee on November 23 and Poway on December 7. Both workshops start at 9:30 am and run all day. Prospective homebuyers can get information on budgeting and credit use, obtaining a mortgage, shopping for a home, the appraisal and inspection process, mortgage closing, and life as a homeowner. Click on the event dates above for location and pre-registration information.